Bank Update

[dudelovenext]

Okay, I've calmed down a little bit about the whole bank thing. In the end, yes, it was my fault. I accidently put in my records a check for $130 when it was actually $230. I'm really not happy since that's a total of $275 I won't have for the next two weeks, which I really needed...but, working where I do, I'm not gonna call them up and be some dumb consumer. I talk to enough of them that if I ever turn into that, I'm not sure I could live with myself. I'd still like a reduction in the fees...but, whatever, I'll just have to be more careful.

I think I'll probably stick with WaMu. Except for this one incident, they've been good to me throughout. I still want to tell them where they can shove a broomstick, but...meh.

I have my savings through my credit union. I would switch to my credit union, but they only offer...umm...well, it says it's a check card (which should have a Visa/Mastercard logo on it, if I'm not mistaken). Hmm...maybe I'll think about that (I still get confused about the difference between a check and debit card `^_^).

Thanks for all the suggestions, and though I don't take pleasure in the fact that other people have had fees, it makes me feel not alone in getting screwed over.

Comments

[anotherfluke.livejournal.com]

I was going to tell you this earlier, but I can't reply to posts while I'm at work. Anyways, it doesn't really matter what bank you use, they are all similar. What matters is who you talk to. My suggestion is to go into a branch and ask to talk to someone. Find the most personable, friendly person you can, and talk to them. Talk to them about your job, your life, their life, get to know them. This person is your ticket out of fees. When you incur fees, don't call the number, call that person, and ask to speak to them in person. It's more work, but I can almost guarantee that you can get all the best deals and things that people on the phone will say are impossible done for you.

[thestupidguy.livejournal.com]

"Find the most personable, friendly person you can, and talk to them. Talk to them about your job, your life, their life, get to know them."

Make sure it's a girl. Ask her out on a date, and sweep her off her feet. Become her boyfriend, marry her, and father her children. Then when you screw up your books, slap her and tell her it's her fault, and that she sucks at money management. Then tell her to pay your fees or you'll divorce her.

[quetz.livejournal.com]

I believe the above explains your username.

[thestupidguy.livejournal.com]

You're just jealous that I never have to pay overdraft fees.

[dudelovenext.livejournal.com]

Er...interesting idea...

[dudelovenext.livejournal.com]

Yeah, that's a good suggestion. I think I'll just skip out this time, though. I'm still miffed, but...hey, it was my fault, and I'll just let is slide since it is my fault.

But I'll have to remember that for the future. :)